Debt negotiation - is a viable and ethical alternative to endless juggling of debts or resorting to filing for bankruptcy.
The process of coming to a settlement to resolve an unpaid obligation is as old as banking itself. Yet consumers with unworkable accumulations of credit lines, credit cards, unpaid bills, etc., often turn to a Chapter 7 as the "only reasonable solution" to their debt dilemma.

Negotiation of consumer and business related debts is the core service offered by eGlobal. This can help you reduce or eliminate the bulk of your past due debts from 40% to 70%, depending on the circumstances. the process of debt settlement can be applied to many types of financial obligations including:

Delinquent credit card accounts


Lawsuits, Judgments, Liens (focusing on out of court settlements)


Hospital bills


Past due payables


By taking each item, one at a time, and negotiating a pay-off settlement with each creditor or vendor, you will be able to use existing cash flow or cash-on-hand to resolve your trouble debts, reducing the total amount you have to pay back in the process. The range of 40-70% of the balance due at time of settlement is a realistic and typical range for the majority of accounts we process.

We negotiate with each vendor or creditor once you have informed us that you have resources available to pay a reasonable settlement for that item. We obtain an agreement we feel is within our guidelines based on the situation (i.e. the lowest we feel we'll be able to get), and propose the debt  settlement agreement to you for approval.

If you like the offer from your creditor, you approve it. If you don't like the  offer, you simply refuse it and we continue working on that item until a mutually agreeable settlement is reached. We are paid our fee when the settlement is accepted and paid by you.

To avoid bankruptcy simply fill out the form below to be contacted by a senior consumer debt relief expert.